Overdrawn, underpaid and over it: how four people conquered their debt mountains

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With only a handful of clues to answer, the daily puzzle doubles as a speed-running test for many who play it.

“For mild sleep apnea, we would recommend they sleep on one of their sides,” Martin says. She added that people experiencing any symptoms of a sleep disorder should be evaluated by a sleep specialist to find the cause and treatment, if needed.

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Platforms like Cleo, for example, have pushed the AI financial assistant from passive analysis into active intervention. With its Autopilot feature, the system can detect unusual spending, shifts in income, or other changes. When it finds an issue, it can automatically move money into savings to protect it, issue cash advances to prevent overdraft fees, and dynamically adjust your long-term financial roadmap — all without requiring a manual prompt.

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"[W]e shouldn't have rushed to get this out on Friday," Altman wrote in an X post on Monday. "The issues are super complex, and demand clear communication. We were genuinely trying to de-escalate things and avoid a much worse outcome, but I think it just looked opportunistic and sloppy."